$251,618
Step-by-step explanation:
Amount = $ 150,000
APR = 3.8 % = 3.8 / 100 = 0.0038
Rate per month = 0.003166
Monthly payment = 30 years = 360 months
Interest = P* r/n (1 + r/n) ∧ nt ÷ (1 + r/n) ∧ nt - 1
The total amount Ms Moore will pay back to the bank =
= $251,618
(3x + 1) + 44 = 90
(3x + 1) = (90 - 44) = 46
3x = 45
x = 45 / 3
x = 15