The RFC lending program failed to prevent the worst financial crisis in American history. The effectiveness of RFC lending to March 1933 was limited in several respects. ... A criticism of the RFC was that it often took a bank's best loan assets as collateral. Thus, the liquidity provided came at a steep price to banks.
The Reformation (or more specifically the Protestant Reformation) led to A. "the division of Christianity into Catholic and Protestant faiths." This was brought about by Martin Luther.