Without caffeine, electronics, climate-controlled interiors, pharmaceuticals, artificial light, late-night TV, and other features of modern society that help us override our body's natural signals, hunter-gatherers tend to go “to bed” within a couple of hours of sunset and wake up just before sunriseAnswer:
Explanation:
The correct answer is a Credit Union.
Credit Unions are able to charge lower rates than a bank because of their structure. Banks are set up as a for-profit business, so they charge more in order to make themselves more profitable. Credit Unions are set up like cooperatives where the customers own them, or like a non-profit organization. This allows Credit Unions to charge lower rates. Additionally, the Credit Unions normally distributes the profit back to the customer.
Answer:
It has been suppressed by <em>Grutter v. Bollinger (2003).</em>
Explanation:
According to the <u>University of California v. Bakke case</u> (1978), college applicants’ race was allowed to be a factor in the admission policy, though racial quotas were ruled as impermissible.
Meanwhile, in 2003 <u>Grutter v. Bollinger</u> <u>case</u> ended with a court's decision that<em> admission policy that favors poorly represented ethnic minority groups does not violate the Fourteenth Amendment's Equal Protection Clause, only if the policy takes other factors, such as academic excellence, into account.</em>
