The main cause is poverty and lack of education. They're very poor, so they can't afford school. If the children do go to school, they drop out very young to work and help earn money for the family. That's not the kind of cycle people can break out of easily.
Add to that the civil war from 1960 to 1996 where the military persecuted the native people, killing up to 200,000, and they've had a pretty rough time of it.
The correct answer is: creating a national bank
The correct answer is B) The Federal Reserve:
Since the beginning of the crisis in August 2007, central banks have shown a great capacity for reaction. They have also acted both to avoid a systemic banking crisis and to limit the impact on growth. In addition, the US Federal Reserve eased monetary policy by injecting liquidity and, eventually, acting on interest rates.
Banks are traditionally financed by borrowing money in the short term in the interbank market. But the financial crisis that began in 2007 has been characterized by a great mutual distrust among banks, which led to an increase in interbank rates. Interbank rates far exceeded the central bank's guide rate. In addition, central banks have intervened massively to inject liquidity, hoping to reduce money market tensions and restore confidence. The monetary policy has also been characterized by an extension of the duration of the loans, an extension of the guarantees and the possibility of obtaining refinancing.
In addition to providing liquidity, in order to reduce the impact of the financial crisis on growth, the Fed has lowered its guideline considerably, which has gone from 6% at the beginning of 2007 to 0.5% at the end of 2008. On the other hand, the ECB has not lowered its guideline type.
First blank Roads and not sure about the second sorry.