Answer:
b) An insured who has recovered from a disabling injury will be required to repay the insurer for any premiums that were waived
Explanation:
Waiver of premium is a clause or rider in an insurance policy in which insured is benefited by not paying the premium for his policy in case he suffers from disability for period of disability . For it he is charged with some premium .
Once waived , the premium need not to be repaid back to the insurer , even if he has recovered from disability,
The correct answer among the choices given is the last option. Hallucinogens are naturally-occurring or synthetically-produced drugs that can cause hallucinations. Common types of this drug are psychedelics, deliriants and dissociatives. LSD is one of the most powerful mood-changing chemical available. It causes hallucinations, sensations and images that may seem real but actually not.