Explanation:
11. True
12: Electronic Fund Transfer
13. True
14. I'm not sure but I think yes?..
(I'm not sure if your including number 15 but just in case, the full form of PIN is personal identification number)
Anti-spam <span>software is used to block unwanted e-mail and is available at many levels.</span>
Some disadvantages of taking part in a video-conference are:
1) Lack of communication from social cues (social cues are what we use to see if someone is in a good or bad mood)
2) There is a high chance of unstable network connection.
3) Technical and personal issues because not everyone is comfortable speaking on a video-conference platform.
4) It causes more stress due to the lack of organization when preparing meetings (because it’s so easy to just get on a device without preparing anything beforehand).
Hope this helped!