I started by figuring out how much interest you get in a month by multiplying 4500 by .01. This gave me $45 as in interest. Then I added the payment fee, $40. 40+45 is 85, so the answer should be d). However, I'm not 100% positive. Somebody verify please? :)
The graph of y > mx, where m > 0, consists of a dashed line and a shaded half plane. The line has a positive slope and passes through the origin. The shaded half plane is above the line.