The second option is correct, I,e what you've chosen

PEMDAS states to do what's in the parenthesis first...

PEMDAS states to multiply 5 by 1 next...

PEMDAS states to subtract 4 by 5 next...

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I hope that helps you out!!
Any more questions, please feel free to ask me and I will gladly help you out!!
~Zoey
4,000 multiplied by 6.75%=27,000
27,000 multiplied by 5 = 135,000
4,000-135,000=131,000 amount of interest paid
10,20,30,40,50,60,70,80,90,100….etc
B. The 3 is repeated in a function every x has exactly one y. Hope this helped !