This site should help.
http://regentsprep.org/regents/core/questions/questions.cfm?Course=ushg&TopicCode=3c
Answer:
merry christmas
Explanation:
Credit Scores: A number assigned to a person that indicates to lenders their capacity to repay a loan.
Credit Reports: A credit report is a detailed summary of an individual's credit history, prepared by a credit bureau.
The correct answer is: the people in the north who said that all African American people should be slaves.
Answer:
Increase in population and desire to search for land