x stands for the month 3 is the money that she is spending each month if you multiply those together you get the amount of money she has spent over x amount of months minus the 20 dollars on her gift card
It will take her 8 weeks to save up enough money for the bike.
To get the answer first you have to subtract 125 from 245 to see how much money she still has to save then divide the answer which is 120 by 15 and you get 8. Hope this helps!!