False courage will be the answer<span />
Answer:
hours and minutes
Explanation:
you use a colon to separate hours and minutes. for example 6:30pm
Dear sir or ma'am, (if a name is given use a name) or just begin with Hello,
I received an overdue notice about ___________(book) but I know I returned the book to you on _____ (date) because I have a receipt of return with that book listed on it.
I hope this will clear up any confusion and they charge will be removed from my account
Thank you,
(Your name)
No, you'd only capitalize it if it were a proper noun, Like North America.
