On a map its called a key
Civil liberties are protections against government actions. For example, the First Amendment of the Bill of Rights guarantees citizens the right to practice whatever religion they please. Government, then, cannot interfere in an individual's freedom of worship.
In telecommunication, it is hard to deal with as it involves communication and interactions with other people. The major concern about employees and managers is that because of it's difficulty, it makes managers lose their control to their employees that could complicate things and affect the people working in the area. That is why it is the major concern in telecommunication.
Answer:
Disposable income is the money that is available to invest, save, or spend on necessities and nonessential items after deducting income taxes.
Discretionary income is what a household or individual has to invest, save, or spend after necessities are paid.
Examples of necessities include the cost of housing, food, clothing, utilities, and transportation.
The U.S. Department of Education uses your discretionary income to calculate payments for income-based repayment plans.
Explanation:
