Relationship Between Credit Scores & Interest Rates. Your credit score directly affects the interest rate you must pay for credit cards, car loans, and mortgages. A 100-point increase in your rating can translate into $70,000 in savings for the average borrower over his or her lifetime
The slopes of WX and YW are opposite reciprocals.
the equation of the line has form
y=kx+b
, so

The second line is parallel to the first and runs 7 units lower, so b=5
