José Manuel Morelos y Robles.
<h3>It is too often tied up in judgements. We say that more group is civilized if it behaves in ways that we think are appropriate. We think that societies are civilized is they act like "good" people as opposed to acting like "savages".</h3>
"<span>(B)Often money cannot be borrowed quickly and easily during an emergency" is the best answer, but another reason is that loans are charged interest, while savings are not. </span>
C) the answer is Yugoslavia
