Making time to do your work and trying to get the right answers, studying and turning things in early or on time, making sure everything is complete
~ Tension is how much the reader care's about your characters. If the reader doesn't like your characters, enjoy spending time with them, or care what happens to them, that's what editors call, "Lacks Tension." Believe me. I've had enough return letters to prove it.
Suspense is how much readers care what will happen next? If you keep them guessing, that's suspense.