Answer:
Interest
So, lets say that you took a loan from the bank of 20,000. But, when you are supposed to pay it back, you need to pay 25,000. This is because of interest. When the bank gives you the money, they cannot give it to you just like that. There is no profit coming from it. So, there is the thing called interest which basically says that since you took money from the bank, you need to pay a little more because you borrowed money from them.
Answer:
Disruptive innovation
Explanation:
Disruptive innovation are considered those new technologies, products or services whose application can greatly impact the manner in which an industry or a market functions. This is because the surpass the existing dominant product or technology. One example of a disruptive innovation is the internet. The internet altered the manner in which business was done by companies, but negatively affected those who refused to adopt it.
You cant go to a specialist if you cannot figure it out or to someone who knows how to hack because the way iCloud is set up you wont be able to unless you can factory reset it by downloading jail break
The third one because u have to do parenthesis