Bonds
IOUs from government - buy a piece of paper from government with promised interest rate - money goes to help government with task or project - most famous ones are for war.
Reserves
what the bank holds on to - does not loan out
Creditworthy
deemed acceptable by bankers - viewed as low risk in borrowing money.
Risk
chance you take that investment will or will not work out; also can be chance you take in anything like possibility of being injured or getting sick.
Claim
when you explain to insurance company about what happened
Premium
Monthly payment to have insurance coverage
Purchasing Power
strength or value of money - affects how much you can buy
Credit
act of or status from borrowing money or taking out loan from financial institution (not from friends or family)
Portfolio
list of investments
Installment Plan
breaking something into multiple payments so that large sum not due at once
Mutual Funds
money pooled or collected from multiple investors to purchase securities or investments
Insurance
coverage for 'what if' - helps split risks among multiple people
Deductible
what must be paid out of pocket before insurance company will cover costs.
Credit Union
non-profit member run financial institution
Interest
percentage charged on top of a loan
In Engel v. Vitale (1962), the Supreme Court presented the argument that school-sponsored prayer was unconstitutional under a plain text reading of the First Amendment which forbids the establishment of a national religion.
Cases since then have focused on quasi-school sponsored prayer (cheerleaders praying before football games) but the general rule of law is that a school official cannot lead or sponsor prayer.
Answer:
Graphs show a pattern in something that we are following. So by using those patterns on the graphs, we can see how the process that we are following is changing and we can conclude that without anything drastic happening the process will continue with the same pattern.
An example would be a pattern in weight loss. If a graph shows that a person is losing weight 1 pound per week we can conclude that the next week the person will have 1 pound less. This will only change if the person starts eating more which would be a drastic change to the pattern.
Winston Churchill. As well as the Big Three. Ability to make amazing public speeches meant he was able to reinforce people’s trust in hope and value.
