Answer:
I think its the 2nd one sorry if Im wrong
Richard Cordray is the director of the consumer financial protection bureau.
Explanation:
He says that the American households lack checking or savings account which will make them rely on costly financial services will just add burden to their savings. He also addresses that as the people become old, they need their money to be protected and easily accessible.
He says that family households must turn their focus towards banking as it creates a connect to the future. He also adds that by understanding this problem from the young age, people would start feeling the significance of managing the financial systems.
Answer:
Perch needs to reconfirm with the county or it is possible perch didn't follow the right channel when acquiring the garden.
Explanation:
For the utility company to provide the valid papers to prove they have the right to the land/garden, it shows that perch needs to verify if he was given the right document for that land. It is the government, from this, it is also possible perch didn't follow the right channel when acquiring the land and it could land him in jail ,so it is best he verifies with the authorities and if it is found that his papers passed through the right channel, he could file a law suit against the utility company for damage but first he needs to reverify the document he has about that land.