3 as in 3 layers of skin is that what you were talking about hope this helps plus the 1 layers is epidermous 2 is dermis and 3rd is tissue
We can calculate it by PVOA table.
PVOA means present value of an ordinary annuity.
PMT = $350
PMT means recurring payment.
time = 5 years and interest rate is 4%
So n = 5 and i = 4%
So we can calculate PVOA as
PVOA = PMT times (PVOA factor for n = 5 and i = 4%)

(PVOA factor PVOA table)

So present value is $1558.2
I believe the answer is 800, although I could be wrong
Answer:a
Step-by-step explanation: