I think the answer is B. Secular Government
The answer is A.
a liability insurance is included to cover up a possible damage to other people's property.
Liability insurance is designed specifically to offer a specific protection against a third party claim. The payment usually is not paid to the insured but rather to the third party that claimed it
A few months after birth or a year, seeing as twins can get so close within those few months and develop separation anxiety from their twin
Answer:
Replacement cost
Explanation:
Replacement cost, also known as replacement value, implies the updated cost necessary to replace a current asset or item with another of the same characteristics and usefulness. This object loss or damage can also be compensated with money, and in general, its cost is higher than the original object's value.