The theory of evolution tells us that living things change overtime to adapt to their environments. This is a theory made by Charles Darwin when he was study birds in the Galapagos Islands and he found differences in the beaks of the birds, which adapted to their food sources to make it easier for them to eat.
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History is important to study so that we can learn how/why we got where we are as a species, and to learn from the mistakes our ancestors made so that we can better ourselves as a society.
Answer:
The answer is - Cash surrender
Explanation:
When a person does not want to drop your insurance policy, you can use a non forfeiture option.
But this option works only, when the person has a whole life policy.
There are three types of non forfeiture options:
A: Cash surrender
B: Extended term insurance
C: Reduced paid up insurance
So, in this scenario, the best possible option is cash surrender.
The cash surrender amount is the total money that the insurance company will pay to Alex, as his policy is voluntarily terminated before its maturity.