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3 years ago

Does anyone know what are the ratios used to analyze the financial statements of banks?

Business

1 answer:

Ainat [17]3 years ago

7 0

Answer:

Banking Financial Ratios

Among the key financial ratios, investors and market analysts specifically use to evaluate companies in the retail banking industry are net interest margin, the loan-to-assets ratio, and the return-on-assets (ROA) ratio.

Explanation:

hope this helps :)

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Last winter, a guest at a nearby motel fell through the ice and was not rescued in time. the motel's name was included in news c

Hitman42 [59]

Any more info about who Dave and Betty are? Any answer choices?

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3 years ago

Read 2 more answers

What are some arguments in favor of raising the minimum wage? On the other hand, what are some arguments against raising the min

Ede4ka [16]

Answer:

Explanation:

The main argument in favor regarding increasing minimum wage is that a higher wage will result into an increase in the standard of living of the people. Furthermore, a rise in the minimum wage can help in lifting people out I poverty. Due to higher wages and salaries, workers will have more money to cater for their families and meet their needs. Lastly, an increase in the minimum wage means that the government can reduce its expenditures on helping the low income earners and can therefore invest the money in other critical sectors of the economy.

The arguments against raising the minimum wage is that it can lead to inflation. Inflation in the rise in the price for goods and services. When there's an increase in minimum wage, sellers may increase the price of goods as there'll be more money to spend by households. Also, it can lead to losses of jobs as employersay have to cut down cost on order to be able to increase the wages of some workers and thereby may result in some workers being laid off.

Minimum wages lead to the reduction in the entry-level jobs that are available, and reduces the change of entry level graduates to get training, and lifetime income. According to Economists, minimum wages will result into decrease in the employment opportunities that are available for the youths and thereby create unemployment. Potential employees will miss out on the training that should have been done at the initial stage one is entering an organization.

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3 years ago

All sales are made on credit. Based on past experience, the company estimates 1% of credit sales to be uncollectible. What adjus

fenix001 [56]

Answer:

Debit : Bad Debts account : $2000 (appearing in the income statement)

Credit : Provision for doubtful debts account : $2000 (appearing in the balance sheet)

Explanation:

This is an example of provision for doubtful debts. Provision for doubtful debts is an estimated amount of bad debts from accounts receivables that has been issues but not yet collected. This is done under the accrual accounting concept where an expense is identified as soon as invoices have been issued rather than waiting long periods to find out which invoice is irrecoverable. It is typically an estimate based on past experience.

In this question, the sales value has not been provided, hence an assumption is made:

Sales : $200,000

If provision for doubtful debts is 1% of sales and all sales is on credit, then the provision for doubtful debts amount is = 1% x $200,000 = $2000

Provision for doubtful debts is an accounts receivable contra account and thus has a credit balance and is recorded in the balance sheet, listed directly under accounts receivables.

The entry is recorded as:

Debit : Bad Debts account : $2000 (appearing in the income statement)

Credit : Provision for doubtful debts account : $2000 (appearing in the balance sheet)

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3 years ago

A ________ helps a potential buyer move through the purchasing process without having to make an immediate decision; a ________

MissTica

A <u>marketing message</u> helps a potential buyer move through the purchasing process without having to make an immediate decision; a <u>sales message</u> encourages a potential buyer to make a purchase decision immediately.

<h3>What is marketing message?</h3>

The value of a business's products are emphasized through marketing message, which is how a brand interacts with its audience. In addition to the actual words and phrases a company uses in its advertising, "messages" also refers to the thoughts and sentiments evoked by what the brand says.

<h3>What is sales message?</h3>

Your sales message is your elevator speech, in which you present your case to prospective clients and persuade them to purchase your goods. Various variables, such as the product, audience, season, or any time-sensitive promotions you may be running, may influence the sales messaging you use.

To know more about marketing visit:

brainly.com/question/13414268

#SPJ4

I understand that the question you are looking for is :

A ________ helps a potential buyer move through the purchasing process without having to

make an immediate decision; a ________ encourages a potential buyer to make a purchase

decision immediately.

A) marketing message; product push

B) measured response; content quotient

C) persuasive appeal; purchase message

D) marketing message; sales message

E) persuasive message; marketing message

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1 year ago

After observing the heavy snow that his town received the previous winter, Ajay Patel, an enterprising student, plans to offer a

Nesterboy [21]

Just answering for the points , sorry lol!

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3 years ago