They appear to be correct
Thank you for answering your own question.
Answer:
d. FRUGALITY.
Explanation:
Benjamin Franklin's popular almanac "Poor Richard's Almanack" was an almanac written by him under the pseudonym "Poor Richard". In it, he includes a number of proverbs and maxims about life and his extensive use of wordplay in the phrases he also made up.
The phrase "<em>If you'd be wealthy, think of saving, more than of getting</em>" reflects best the virtue of frugality. Franklin was famous for his simple life approach, proverbial advice mainly on industrial issues and frugality. To him, a man need not spend extravagantly but instead learn to save up and live a normal life.
The central theme seems to be getting to know any person past their public persona. This can be seen because the author writes from two self-proclaimed different points of view about how the other person didn't turn out to be who the person speaking thought they would be. After a couple weeks of interaction with these people from different social groups Mariah says "That kind of attitude was about as far from her actual personality as it gets" refering to what she thought of Jordyn, who in turn says "I realized I actually liked Mariah a lot more than I’d expected to"; these two statements coupled with the title indicate that we mmust get to learn people to rid ourselves of the image we have of them and form an informed opinion of who they really are.