Answer:
<h2>
4076.56</h2>
Step-by-step explanation:
First we need to calculate the James monthly charges on his balance of 4289.
Using the simple interest formula;
Simple Interest = Principal * Rate * Time/100
Principal = 4289
Rate = 5%
Time = 1 month = 1/12 year
Simple interest = 4289*5*1/12*100
Simple interest = 21,445/1200
Simple interest = 17.87
<u>If monthly charge is 17.87, yearly charge will be 12 * 17.87 = </u><u>214.44</u>
The balance on his credit card one year from now = Principal - Interest
= 4289 - 214.44
= 4076.56
The balance on his credit card one year from now will be 4076.56
Option c would be correct
Answer: 
Not a factor because there is a remainder.
Step-by-step explanation:
Let's use synthetic division to solve this..
-1 ║ 2 | 4 | -2 | -8
║ | -2| -2 | 4
║ 2 | 2| -4 | -4
PS: if anyone knows a better way to do a synthetic division chart please let me know.
