Question

Which of the following must be present for a check to be legitimate? I. Your signature II. A memo or note III. The payee a. I and II b. III only c. I and III d. I, II, and III.

Answer 1

For a check presented to be legitimate, the following must be present:

• I. Your signature
• III. The payee

When a check is presented and it requires money to be drawn from your account, it is very important that it has your signature. This proves that you provided ascent to the money being taken.

The payee also has to be present to ensure that the money being withdrawn is going to the right person.

In conclusion, a check is only legitimate when your signature is present along with the payee.

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