I believe the correct answer for the blank is: Generalizing fear.
I hope my answer benefited you in some way! c:
Islam Christianity Judaism
Explanation:
The lender — whether it's a bank, a store, or a car dealer — makes money by charging you an extra amount over and above the amount of the loan itself. The amount of the loan is called the principal, and the extra amount they charge you to borrow the money is called interest.