A copay is a common form of cost-sharing under many insurance plans. Copays are a fixed fee you pay when you receive covered care like an office visit or pick up prescription drugs.
A deductible is the amount of money you must pay out-of-pocket toward covered benefits before your health insurance company starts paying.
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The humanistic approach emphasizes the personal worth of the individual, the centrality of human values, and the creative, active nature of human beings. The approach is optimistic and focuses on the noble human capacity to overcome hardship, pain and despair.
