They are essential elements of: <span> the DAP concept.
</span><span>. the DAP concept aimed to determine at what age Children should start their education in order to achieve the most effective education.
</span>The concept is based on integrating early habits with desirable behavior in the education process.
Hong Kong is your answer
Proof of that is that Britian used to own Hong Kong
hope this helps
Answer:
It allows the bank to be exempt from many state banking laws and regulatory activities, particularly those that pertain to usury laws.
