Answer:
The narrator calls Della and Jim "the most wise" for each giving up their most valuable items for each other even though giving up their most precious possession ruined one another's gift.
If you've actually read the short story, you'll notice that when The Misfit starts to explain his father's death that tension levels are raised up.
They show us what God can accomplish through frail humanity. They provide a tangible lesson on being a Catholic and inspire us to live our faith more fully.
She is accounting for his handsomeness that he might not have. He is inferring to be successful you should be rich and handsome but she makes up for the handsome.