the answer is 2,419,200 seconds
let's first off apply a log rule of cancellation, keeping in mind that, first off is ln(), not in(), and that ln() is just a shortcut to logₑ.
the answer would be 1.52 because first, we would turn 60% into a decimal (.60) and then, we would multiply .95x.60 and we would get .57
next, we would add .95 and .57 together to get 1.52