I am pretty sure that is a fact. I am not sure about fat storage location, but I am sure about body shape. Hope this helps :)
Smoking: Smoking causes lung diseases that damage your air way and the air sacs found in your lung. This could stop you from participating in activities that require excessive amounts of air, (for example, running, or playing some sports) and would slow you down considerably. So don't smoke. Also, try not to be around anybody that DOES smoke, as you would develop second-hand smoke, and the outcome for second-hand smokes are worse than the ones gotten by the smoker himself/herself.
hope this helps
<span>Basically, you need insurance to protect your life, your ability to earn income, and to keep a roof over your head. It isn't mandatory but good to have.
Hope this is the answer you were looking for and that it helps. :)</span>
