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docker41 [41]
2 years ago
15

Ingrid Nilsen purchased a $4,000 hydroponic system for her garden. The down payment is 20%, and the

Mathematics
1 answer:
Cerrena [4.2K]2 years ago
5 0

The purchase of the hydroponic system by Ingrid Nilsen for $4,000 with a 20% down payment at 10% APR for 36 months, and the related calculations, are as follows:

a) down payment = $800.00 ($4,000 x 20%)

b) amount financed = $3,200 ($4,000 - $800)

c) monthly payment = $103.25

d) total amount repaid = $4,517

e) finance charge = $517

<h3>How is periodic payment computed?</h3>

The amount of the periodic payment, finance charge, and total repayment can be computed using an online finance calculator as follows:

<h3>Data and Calculations:</h3>

Auto Price = $4,000

Loan Term = 36 months

Interest Rate = 10%

Down Payment = $800 ($4,000 x 20%)

Monthly Payment  = $103.25

Total Loan Amount $3,200.00

Upfront Payment = $800.00 ($4,000 x 20%)

Total of 36 Loan Payments = $3,717. ($103.25 x 36)

Total Loan Interest = $517

Total Cost (price, interest, tax, fees) = $4,517

Thus, Ingrid Nilsen repaid a total of $4,517 with $517 in interest (finance charge).

Learn more about periodic payments at brainly.com/question/13098072

#SPj1

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