Answer:
Answer is Institutional racism.
Explanation:
Institutional racism is a pattern, policy or practice within different institutions such as schools, banks and courts, which has been in existence overtime and has been considered as a normal behavior, to give negative treatment to a certain group of people based on some conditions, e.g color.
Explanation:
Motivations for colonization: The French colonized North America to create trading posts for the fur trade. Some French missionaries eventually made their way to North America in order to convert Native Americans to Catholicism. ... The French in particular created alliances with the Hurons and Algonquians.
Enviromental Protection Agency or EPA
The correct answer is an experiment.
An experiment refers to an investigative study, where a researcher scientifically tests a hypothesis. Specifically, a researcher tests the effect an independent variable (manipulated variable) on the dependent variable (outcome), to investigate whether there is a causal (cause and effect) relationship between the variables. For instance, if a researcher wants t<span>o determine a cause and effect relationship between alcohol consumption and driving ability, he or she would use an experimental research study to do so. </span>
Answer:
D. Claims are paid to the policyowner separately by each insurer participating in the reinsurance agreement.
Explanation:
Option D is correct because it does not apply to reinsurance.
In reinsurance, the company known as the insurer accepting part of the risk that are being transferred from another insurer is known as the reinsuring company.
Also, the insurer that is seeking to transfer part of its risk to another insurer is called the ceding company. Reinsurance is a risk sharing process between the insuring companies. Insurer that transfers part of his risk to another insurer does that in order to limit their total loss which they might incur in the case of any disaster.