Answer:
Culture is the ability to define a group of people. subculture is a group within a culture that differs from the general consensus.
Giana who is in charge of training and mentoring the firm’s staff is a:
<h3>Who is a Principal Broker?</h3>
A principal broker is found in many real estate offices. The role of these brokers is to ensure that all the staff and their methods of engagement are in agreement with the proscribed laws of the nation and state.
Since Giana has to train and mentor the firm's staff to conform to agreed standards, she can be referred to as a Principal Broker.
Learn more about Principal Brokers here:
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Answer:
FV= $94,108.42
Explanation:
<u>First, we need to calculate the future value of the 12 annual deposits:</u>
FV= {A*[(1+i)^n-1]}/i
A= annual deposit
FV= {3,500*[(1.06^12) - 1]} / 0.06
FV= $59,044.79
<u>Now, the future value at the end of the 20 years (8 years more):</u>
FV= PV*(1 + i)^n
FV= 59,044.79*(1.06^8)
FV= $94,108.42