Answer:
I. GNMA provides timing insurance. II. GNMA creates pools of mortgages and issues securities. III. GNMA insures only FHA, VA, and FmHA loans. IV. GNMA requires that all mortgages in the pool have the same interest rate. "
Explanation:
The Government National Mortgage Association or better known as the GNMA, is a U.S government corporation that helps and guarantees a timely payment of principal and interest on mortgage-backed securities. The GNMA works different than the mortgage market. It doesn’t sell or buy pass-through mortgage-backed securities and neither purchase mortgage loans. Instead, private lending institutions approved the GNMA to originate loans, pooling them into securities, and issue mortgage-backed securities that are guaranteed by the GNMA. In consequence, this guarantees the timely payment of principal and interest from approved issuers. Most mortgages securitized by the GNMA are insured by the Federal Housing Administration (FHA), Veterans Administration (VA) and the Rural Housing Administration (RHA). Finally, the GNMA Guide establishes that “Each mortgage in a pool must bear the same fixed interest rate as every other mortgage in its pool. The interest rate on the mortgage may not change during the life of the mortgage”.
Answer: Fundamental attribution error
Explanation: Fundamental attribution error is described as behavior used for judging other individuals on the basis of personal factors rather than evaluating on external situational components. Internal factor that is taken into account for judging others is usually their inner personality .
According to the mentioned case in question,Marilyn is judging her professor on basis of fundamental attribution error.She is not considering the good fact that strict attendance policy is required for completing the course on time because limited sessions in a week are provided to him.
Thus, the professor is behaving strict so that every student is present in class to understand the session.Marilyn is rather thinking that he has a strict personality due to personal factor.
Answer:
Reduction of premium
Explanation:
According to my research on different insurance policies, I can say that based on the information provided within the question the option that would allow her to do this is a Reduction of premium. This is because this allows the policyholder to apply policy dividends toward the next year's premium. Therefore making it easier for the policy-owner to pay for her next premium.
I hope this answered your question. If you have any more questions feel free to ask away at Brainly.
Answer:
Nathan's difficulty reflects negative transfer.
Explanation:
Negative transfer is the interference of previous knowledge in something you are trying to learn now. It commonly happens when you've learned and practiced something for a long time, to the point it becomes an automatic action or response. For instance, people who are used to driving manual cars find it difficult to drive automatic ones because their natural reaction to shifting gears are no longer needed. That is the case with Nathan. His previous learning of golf is now obstructing the new learning. He is so accustomed to swinging the golf club a certain way that he ends up swinging the bat the same way.
