The answer is an implementer. A manger who is an implementer not only makes situations more efficient for his workers but also more reliable. A formulator on the other hand is some who innovates. A formulator thinks outside of the box and would often want dramatic results. 
        
             
        
        
        
Answer:
A. Forecast for July = 42.
B. Forecast for August = 42.45
C. Because of seasonality in the banking industry.
Explanation:
A. Forecast for July = Forecast for June + Smoothing constant x (Forecasting error)
                                  = 42 + 0.15 (42-42) = 42 
B. Forecast for August = Forecast for July + 0.15 (Forecasting error)
                                       = 42 + 0.15 (45-42) = 42.45
C. Because there is a great deal of seasonality in the processing requirements of banking industry, this forecasting method (exponential smoothing) might not be appropriate for this situation.
 
        
             
        
        
        
D. Price ceiling 
This is a government regulation that establishes a maximum price for a specific thing.
 
        
             
        
        
        
Answer:
C) person who works well alone 
Explanation:
 
        
             
        
        
        
Answer:
I would say answer number 3. Debit cards access money in your account and credit cards are like a loan.
Explanation:
My reasoning for this is debit card you have the amount you put on it no more and no less. With credit cards you can use money that you do not have and you can pay it back later.