Answer: Mutual insurer
Explanation:Funds not paid out after paying claims and other operating costs are returned to the policy owners in the form of a dividend. If all funds are paid out, no dividends are paid.
I believe the answer is: Heroin
Heroin is known for its euphoric effect, which make it a really popular recreational drugs even though its usage is heavily regulated. The increase in heart rate happen because heroin stimulate the user's central nervous system to mimic its function during high-adrenaline/exciting situations.
Answer:
The ideas from both the article and the speech, as they both represent another person's work.
Explanation:
When we write any type of written assignment, whether it's homework or a dissertation, if we reference other person's ideas and work, we must always acknowledge the original author. Also called a citation, referencing the original author of the ideas is required because this way the reader can refer to the original source in order to gauge and contrast the original arguments and ideas. It is also a test of honesty. Plagiarism, that is, not acknowledging who's the author of the ideas that we present (and thus presenting them as our own), is highly frowned upon. References and citations should refer not only to published work, such as journal articles, but also to unpublished work, such as conferences and speeches.
