At First lets say the train is at terminal A To get to terminal B ( next terminal ) It takes him 48 minutes Then spend 7 more minutes at terminal B ( 48 + 7 = 55 minutes spent so far )
Then spend 48 more minutes from terminal B to go back to terminal A ( 55+ 48 = 103 minutes spent)
Convert minute to hour ( divide by 60 )
103/60 = 1.7 h
11 + 1.7 = 12.7 So the time would be 7 minutes past 12 12:07 pm.