Answer: The answer is : d. I and III
Explanation:
I- The interest rate on a mortgage has a direct impact on the size of a mortgage payment: Higher interest rates mean higher mortgage payments.
While both loan types have similar interest rate profiles, the 20-year loan typically offers a lower rate to the 30-year loan. The spreads change over time, but the 20-year is typically about a quarter a percent lower than the 30-year.
Answer: <em>Expectations about personal space while riding an elevator.</em>
Explanation:
Folkways are generally referred to as the conventions or customs of daily life. They are known as a kind of social norm. Under the discipline of sociology, folkways are usually referred in context to mores since they tend to act as both kind of social norms, although they tend to vary in degree to which these are implemented and enforced. Folkways are referred to as casually implemented social expectations, whereas mores are referred as beliefs about behaviors which are strictly upheld.
