49x3= 147 so 10 reduction will make tim spend 137. 49x5= 245 so 20 reduction will make Craig spend 225. 225-147= 78 so Craig spends 78£ more than tim. All the offers state “X or Y” meaning it’s one or the other hence the ‘or’. Atleast that’s my interpretation of it.
To get better at 12's:
Write down on your paper your 1's facts in column skip 5 and 11 going to 14 (a vertical line - line that goes up and down). To the right of that column, write your two's facts 0 to 8 and repeat again. Then you will have your 12's! Should look as follows
12's:
0 0 = 12 x0
1 2 = 12 x1
2 4 = 12 x2
3 6 = 12 x3
4 8 = 12 x4
6 0 = 12 x5
7 2 = 12 x6
8 4 = 12 x7
9 6 = 12 x8
10 8 = 12 x9
12 0 = 12 x10
13 2 = 12 x 11
14 4 = 12 x 12
$264 is the annual interest therefore $744 is the balance in year 1
1 hour=3600 seconds
8 times 3600 =28800
Y-6 = 15-6=9
2y+x= 2(15) + 3= 30+3 = 33