b is decreased by 25% which means there will be (-ve) sign.
<h3>So,</h3>

- <em>Option 5 is correct!!~</em>

he then turns around and grabs that money and sticks it for another 9 years,

add both amounts, and that's how much is for the whole 21 years.
Answer:
is there anything else i can use to help me? besides a bunch of icons?