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olya-2409 [2.1K]
3 years ago
15

You are training a new employee at a credit card company on how to reply to customers when their credit application has been den

ied. What points should you cover in your training? Check all that apply. How to offer no explanation of the reason for a credit refusal How to avoid disclosures that could cause a lawsuit How to discourage future business with denied applicants How to use language that doesn’t cause hard feelings
Business
1 answer:
Olegator [25]3 years ago
5 0

Answer:

How to avoid disclosures that could cause a lawsuit , How to use language that doesn’t cause hard feelings

Explanation:

While training a new employee at a credit card company on how to reply to customers when their credit application has been denied, following points should be covered in the training :

How to avoid disclosures that could cause a lawsuit , How to use language that doesn’t cause hard feelings

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The definition of internal control developed by the Committee of Sponsoring Organizations (COSO) includes controls related to th
Lina20 [59]

Answer:

A. Compliance with applicable laws and regulations.

Explanation:

The definition of internal control developed by the Committee of Sponsoring Organizations (COSO) includes controls related to the reliability of internal and external reporting, the effectiveness and efficiency of operations, and Compliance with applicable laws and regulations.

7 0
3 years ago
A firm issues two​-year bonds with a coupon rate of 6.9​%, paid semiannually. The credit spread for this​ firm's two​-year debt
fomenos

Answer:

The price of the bond is $104.15

Explanation:

The price of the company's new two year debt is the present value of its future cash flows.

Since the debt pays coupon semi-annually the number of  coupons payable over two years is 4 and pays par value with the fourth coupon.

Yield to maturity is 3.9%+0.8%=4.7%/2=2.35% (semi-annually)

coupon rate is 6.9%/2=3.45%

PMT=3.45%*100

PMT=$3.45

par value $100

nper=2*2=4

Using present value formula in excel

pv=(rate,nper,pmt,fv)

pv=(2.35%,4,3.45,100)

pv=$104.15

4 0
3 years ago
4. If you were to deposit $1,000 into an account that paid 10 percent interest compounded semiannually, how much money would you
vodka [1.7K]
B because is diving
4 0
3 years ago
Cullumber Company purchases land for $185000 cash. Cullumber assumes $5200 in property taxes due on the land. The title and atto
Dvinal [7]

Answer:

The answer is

$197,400.

Explanation:

The cost of acquisition of an asset (land) is the non-depreciable costs associated with the acquisition of the land, because land is considered as an asset that does not depreciate. The costs that make up the cost of acquiring a land includes the normal, reasonable and necessary expenditures associated with the land to obtain it and get it ready for use. These include the agreed upon cash price, repair and reconditioning costs, title fees, legal fees, zoning fees and survey fees. On the there are costs of improvements made on the land and this is not part of acquisition costs because these improvements depreciate with time, and they are recorded in the cost of improvement account which takes depreciation into consideration. Example of these costs include parking lots, irrigation systems etc.

Hence in this case, all the expenditures except the cost of paving a parking lot are recorded as cost of acquisition of the land, and these include:

cost of purchase         = $185,000

property taxes             = $    5,200

title and attorney fees = $    3,100

cost of grading             = $    4,100

Total                              = $197,400

7 0
3 years ago
A committee was organized at xerox to study the company's hiring, promotion, and compensation policies. the group will review co
kramer
<span>This is referred to as an "ad hoc" committee. Ad hoc means "for this" in Latin. The definition of "ad hoc" is a committee that is set up to consider one issue or group of issues only. It is usually set up for a specific period of time and then disbands at the conclusion of the study. It is usually not extrapolated for consideration of different issues.</span>
6 0
3 years ago
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