1answer.
Ask question
Login Signup
Ask question
All categories
  • English
  • Mathematics
  • Social Studies
  • Business
  • History
  • Health
  • Geography
  • Biology
  • Physics
  • Chemistry
  • Computers and Technology
  • Arts
  • World Languages
  • Spanish
  • French
  • German
  • Advanced Placement (AP)
  • SAT
  • Medicine
  • Law
  • Engineering
Ksivusya [100]
4 years ago
8

What Are the Differences Between Depository and Non-Depository Institutions? The financial services industry in the United State

s has undergone major changes over the years. For many years, it consisted of two major types of business organizations: depository institutions and non-depository institutions. However, today this distinction has become much less clear-cut. Now, both groups of institutions may offer many of the same financial products and financial services
How do depository institutions differ from non-depository institutions?
Depository institutions are required to ______ and _______ although the general terms used to describe these financial products may vary across the various types of institutions. Non-depository institutions, in contrast, accept cash contributions from their customers, but the cash inflows are not called ________ instead, they're called shares or premiums.
Depository institutions include:_______.
1. Commercial banks, savings banks, savings and loan associations (thrifts), and credit unions
2. Mutual funds, insurance companies, brokerage firms, and financial services companies
Business
1 answer:
Burka [1]4 years ago
3 0

Answer:

1. Accept deposits;make loan;deposits.

2. Commercial banks, savings banks, savings and loan associations (thrifts), and credit unions.

Explanation:

Depository institutions are required to accept deposits and make loans although the general terms used to describe these financial products may vary across the various types of institutions. Non-depository institutions, in contrast, accept cash contributions from their customers, but the cash inflows are not called deposits instead, they're called shares or premiums.

Depository institutions include commercial banks, savings banks, savings and loan associations (thrifts), and credit unions.

Non-depository financial institutions include mortgage banks, pension funds, insurance companies, mutual fund, securities firms etc.

You might be interested in
Indicate which activities of Stockton Corporation violated the rights of a stockholder who owned one share of common stock. (You
Vlada [557]

Answer and Explanation:

The explanation is as follows;

a. In this, the corporation has violated the right to sell off the stock.

b. Here no rights of the shareholder would be violated as the stockholder do not have the interfere right

c. Here the right is violated with respect to the purchase their proportional common stock share prior made available to the public

d. Here also the right is violated for receiving the timely financial reports

e. Here no rights of the stockholder is  violated because the common stockholder is paid at the last when the creditors payment has been done

6 0
3 years ago
why. If the CPI rises at 5% per year, then every individual in the country needs exactly a 5% increase in their income for their
Ghella [55]

The given statement " If the CPI rises at 5% per year, then every individual in the country needs exactly a 5% increase in their income for their standard of living to remain constant" is FALSE

Explanation:

The CPI is also considered an indicator of cost of living, but varies from a full calculation of cost-of-living in important ways. A living-cost index will calculate adjustments over time to the value spent by households in order to achieve a given degree of utility or living standard.

Changes in the customer buying habits are taken into account in the new BLS process. When there is no improvement in customer behaviour, the simplistic analysis given would suggest that the CPI measured is 10%. It is the same outcome as the approach Williams uses with set baskets.

If buyers adjust their buying habits and replace FM absolutely with TS, however, the CPI is 0 percent. When buyers minimize their FM buy-out by 50% and then buy TS, the CPI computed by the BLS would be 5%.

5 0
4 years ago
The new-product process starts with new-product strategy development. Place the steps that follow this one in order. (In other w
nalin [4]

Answer:

1. New-product strategy development.

2. Idea generation.

3. Screening and evaluation.

4. Business analysis.

5. Development.

6. Market testing.

7. Commercialization.

Explanation:

New product strategy is the first one as described and the remaining are briefed below:

Idea Generation: This steps creates the idea for how the product shall be created.

Screening and evaluation: This helps in evaluating the idea generated and comparing it with the practical manner.

Business Analysis aims at analyzing the business prospect of the new product.

Development is done once all of the above steps are in affirmation.

Market testing is done after the development about the market captured by the product or to be captured.

Commercialization basically aims at the proper introduction of the product in the market.

8 0
4 years ago
On October 1, 2018, Bullseye Company sold 250,000 gallons of diesel fuel to Schmidt Co. at $3 per gallon. On November 8, 2018, 1
drek231 [11]

Answer:

1) We must follow the revenue recognition principle in order to determine whether these transactions represent one single performance obligation or three separate ones. If revenue can be recognized after each delivery has been made, then each transaction will be considered a separate performance obligation.

Personally, I believe that on November 8, 2018, $450,000 in revenue must be recognized since title of the goods passed from Bullseye to Schmidt. That means that the earning process had been realized. The same for the other transactions, so I would consider them 3 separate performance obligations.

2) total revenue for 2018:

November 8 = $450,000

December 27: $150,000

total = $600,000

7 0
3 years ago
The president of Deal Corporation wrote to Boyd, offering to sell the Deal factory for $300,000. The offer was sent by Deal on J
Andru [333]

Answer:

is valid until December 20, but it can be revoked by Deal any time before that date unless Boyd has accepted it.

Explanation:

An offer can be revoked by the offeror at any time as long as the following two conditions exist:

  1. the offeror notifies the offeree that the offer is being revoked
  2. the offeree has not yet accepted the offer
4 0
4 years ago
Other questions:
  • How will the invisible hand move corn prices in re-sponse to:a. a flood that destroys a great deal of the corn crop?b. a rise in
    5·1 answer
  • Pat invested a total of $3,000. Part of the money was invested in a money market account that paid 10 percent simple annual inte
    15·1 answer
  • Certain balance sheet accounts of a foreign subsidiary of the Rose Co. had been stated in U.S. dollars as follows: Stated at Cur
    14·1 answer
  • A client with multiple myeloma presents to the emergency department complaining of excessive thirst and constipation. His family
    14·1 answer
  • Crocker enterprises conducts thorough background investigations of its prospective employees. the purpose of such investigations
    12·1 answer
  • Agassi Corporation sells products for $90 each that have variable costs of $60 per unit. Agassi’s annual fixed cost is $450,000.
    6·1 answer
  • A salesperson at Plumbers Warehouse searches public records of new building permits to identify potential customers for new bath
    13·1 answer
  • Haystack, Inc. manufactures machinery used in the mining industry. On January 1, 2017 it leased equipment with a cost of $480,00
    9·1 answer
  • How are maquiladoras similar to sweatshops? I. Workers are paid very low wages in both systems. II. Both are prevalent in underd
    11·1 answer
  • Suppose the Simmons Co's common stock has a beta of 1.37, the risk-free rate is 3.4 percent, and the market risk premium is 8.2
    10·1 answer
Add answer
Login
Not registered? Fast signup
Signup
Login Signup
Ask question!