Explanation:
If you want to improve your budget and spending, then the best option that would save you the most money would be buying the securities for a long period of time on fixed basis. This will allow you to hold your savings with the bank, and you won't be able to take them out easily before the term period. In this way you won't think of spending that money. Also you can have an interest amount earned on these securities. In this way you can save the most money.
Number 1 and 4 are the same? I agree with your answers.
Answer: This means that even though we believe the information is coming from a trusted source, it could still contract a virus due to someone else hacking it or the original sending not being aware of the virus.
Explanation: Just because information comes from a trusted/friendly source does not mean the information is clear of potential threats. Viruses are able to hide in information and the sending may not be aware that the virus is hiding in the information.
A it allows you to join a group as a member or to create your own group