The Fair Credit Reporting Act provides guidelines for collecting an individual's credit information.
<h3>What is
Fair Credit Reporting Act?</h3>
The Fair Credit Reporting Act can be described as the federal law which was set up to guide and establish the accuracy, fairness and privacy of the information with respect to the consumer credit bureau files.
It should be noted that this was put in place so as to regulates the way credit reporting agencies can collect, access, data ,hence The Fair Credit Reporting Act provides guidelines for collecting an individual's credit information.
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Biosphere is everything living on Earth
The lithosphere is the earth, as in ground
Hydrosphere is the water
Atmosphere is the gases that make up Earth’s barrier from space/ the sky.
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Temperature decreases will affect the water cycle. Since the temperature is lower, less water will evaporate. Water has a specific boiling point at which it evaporates and if it is lower than that temperature, the water cannot evaporate. Colder air holds less water vapor, which leads to less rain and can cause droughts. This will throw the entire water cycle off balance.
When America occupied the major portion of Africa and made them slave of themselves African who are fond of their cultures and tradition fought much to preserve and share their culture.
Explanation:
In 16th century Africans were captured by Dutch, Portugese, European and American. They forced Africans to be their slave and their trade, business agriculture and all other sources of livelihood get disrupted by the action of invadors.
They were forced to live a harsh life. Africa's men, women and children all are being captured by Americans. Racial and ethnic conflict was also take place there between American and African. More than 1 million Africans lost their live during the journey to new country.
A top-down process is happening when you shift your attention to something without moving your eyes.
Top-down theories are driven by hypotheses and emphasize the significance of higher mental processes like expectations, beliefs, values, and social influences.
<h3>What are top-down and bottom-up processing?</h3>
Bottom-up processing starts with the retrieval of sensory data from our surroundings so that perceptions can be built based on the sensory data that is now being input. Top-down processing is the process of interpreting incoming information in light of one's prior experiences, knowledge, and expectations.
Perceptions start with the most general and proceed toward the more detailed top-down processing. Our expectations and prior information have a significant impact on these views. Simply said, your brain uses what it already knows to fill in the gaps and predict what will happen next.
Top-down processing is the process by which we see the world around us and interpret incoming information by using what we already know Gregory, 1970.
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