The answer to this question is the term availability heuristic. An availability heuristic is a mental shortcut where in people base or make their judgments based on the immediate actions or ideas that comes into their minds that often caused misjudgments. Availability heuristic is often an easily pulled idea or readily available thought.
In this case, ti's called <span>Front-loading.
</span><span>Front-loading. refers to a type of trust or fund payment that require the investors to pay a large payment up front rather than paying it over period of time.
In general, only people in upper economic brackets are the one that could do Front-loadings.</span>
Answer: B) Panic disorder
Explanation:
Panic disorder is the disorder in which a person tends to experience reoccurrence of sudden panic attacks.They may feel fear, anxiousness, numbness, palpitations etc which creates severe panic.
According to the question, sudden palpitations and fear experienced by Adam with feeling as if death can occur any moment is the panic attack .Thus , he is experiencing panic disorder.
Other options are incorrect because social anxiety disorder,generalized anxiety disorder ans specific phobia are not displayed in this scenario .Thus, the correct option is option(B).