This can be calculated using the formula: P = L((r/n)*(1 + r/n)^(n*t))/((1 + r/n)^(n*t) - 1) Where: L = 4759 r = 0.209 n = 12 t = 3 So plugging in our data:P = 4759((0.209/12)*(1 + 0.209/12)^(12*3))/((1 + 0.209/12)^(12*3) - 1) Which will give us the amount of: $179.05 is the monthly repayments. Other info: Total interest:$1,686.80 Total cost:$6,445.80