With a home equity loan, you can take out a one-time borrowing against the value of your house. While still leveraging the equity in a property, a HELOC enables homeowners to apply for an open line of credit. After that, you are permitted to take out loans as needed up to a specified limit.
What benefits do home equity lines offer?
HELOCs allow you to borrow in smaller quantities so that you only borrow what you need, when you need it, as opposed to home equity loans, which only let you borrow in one big sum. Your monthly payments will be smaller and you'll be less likely to accumulate debt if you just borrow what you actually need.
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Answer: A. competition among producers</h3>
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Explanation:
Competition reduces prices while also increasing the quality of the product or service. Companies that don't do such things will likely be out of business since the customer can go elsewhere for a better experience. The more competition, the better consumers are off.
In contrast, monopolies are bad for consumers because one company can set the price to whatever they want (to a certain level of course) and the customer has no choice to pay that price. The customer does not have any other option so the company is in full control. This leads to decline in quality because quality is often associated with cost. Safety standards may decline as well. So this is why monopolies are not good for the customer. In cases where there are monopolies, such as with power utilities, it is strongly advised that government regulations are put in place. This way the company doesn't completely exploit the customer.
In short, we can eliminate choice D because it runs counter to choice A.
Choice C can also be eliminated because if you had a decrease in supply, then the price of the product is likely to go up if you hold other factors in check (such as keeping the same level of demand). Higher prices do not benefit consumers unless those consumers had an equal or better wage increase.
A raise in interest rates means that it becomes more expensive to borrow money. For example, a raise in interest rates means that mortgage rates go higher. This negative is slightly counterbalanced with the fact that savings accounts interest rates go up as well. Overall, I think a rise in interest rates means that consumers ultimately pay more, so we can cross choice B off the list as well.
If the <span>options are a.) stocks, bonds, and mutual funds. b.) employer sponsored retirement plans. c.) individual retirement accounts
then ur saved $ for buying a car should be put in a) cuz' taking $ out of b) n c) before retirement will have penalties.</span>
The first description of the DNA (deoxyribonucleic acid)chain was done by Watson and Crick in 1953, the nucleotides that constitute the DNA are four: cytosine (C), guanine (G), timine (T) and adenine (A). When doing a model is essential to remember that cytosine ONLY joins guanine and timine only link adenine, this is due to the size and chemical properties of each molecule. Later, another related and similar and molecule was discovered, the ribonucleic acid or RNA, which also is constructed by nucleotides.
In both cases, the nucleotides are compound of 3 main components: a nitrogen base, a pentose and a phosphate. When the molecule lacks the phosphate group, is called nucleoside. Depending on the chain ( DNA or RNA) the nitrogen base derives from purine (adenine and guanine) or pyrimidine (cytosine or timine) just in the RNA instead of timine is uracil (U)
The union is established between adjacent molecules through the phosphate, while among each other through the nitrogen base-remember C=G and T or U=A. The core of each molecule is the pentose. Therefore the best representation of the molecule is attached
References
Watson, J. D., & Crick, F. H. (1953, January). The structure of DNA. In Cold Spring Harbor symposia on quantitative biology (Vol. 18, pp. 123-131). Cold Spring Harbor Laboratory Press.
