Answer:
Avoiding reliance on memory
Explanation:
Avoiding reliance on memory is the use of standardized protocols and checklist to help list out to do list step by step and also day after day rather than relying on the memory to help store and retrieve such informations.
It is a less burden on the memory as activities are laid out in black and white and procedures to follow Re also listed out. The quick step guide handed over in this question is to help them have the information in a relatable format where they can access everyday without having to rely on the memory and bug with that particular information.
A-rated bonds, retirement plans, property, speculative stocks
Power is the possession of Authority
I believe the answer is: <span>lower levels of collectivism
Collectivis refers to the practice to give the needs of the majority of people at higher priority compared to individual needs.
As people become more individualistic, we're tend to stray away from social conformity in order to protect our interest.</span>