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3 years ago

Which combination of factors would result in the lowest monthly mortgage payment?

1 answer:

8 0

The choices can be found elsewhere and as follows:

A.) Big down payment,a longer term loan, and a low interest rate
B.) Big down payment, a shorter term loan, and high interest rate
C.) Small down payment, a shorter term loan, and high interest rate
D.) Small down payment, a shorter term loan, and small interest rate

I think the correct answer is option A. It would be Big down payment,a longer term loan, and a low interest rate that would result in the lowest monthly mortgage payment. Hope this answers the question.

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As a server you earn $60000 per year, including tips. Someone offers you a new job as an economic consultant, which pays $100,00

Crank

The correct option is B

Explanation:

The accounting profit can be calculated with the help of following given formula

Accounting profit = revenue minus the explicit costs =100000 minus 25000

Thus, after calculations, the accounting profit is equal to $75000

To calculate the economic profit, the following formula is to be used.

The economic profit = accounting profit minus the implicit costs

=75000 minus 30000

($30000 is his salary as the server which is opportunity cost) =$45000

Thus, the Option B is the correct answer.

4 0

3 years ago

What is service marketing meaning

lesya692 [45]

Example when a person goes to a dentist he use the services of the dentist and returns with a relief. In the process he does not get any physical commodity but still he has consumed a service. Core goods providers provide a significant service component as part of their businesses.

The American Marketing Association defines services marketing as an organisational function and a set of processes for identifying or creating, communicating, and delivering value to customers and for managing customer relationship in a way that benefit the organisation and stake-holders.

3 0

3 years ago

A proposed new project has projected sales of $219,000, costs of $96,000, and depreciation of $26,000. The tax rate is 23 percen

zloy xaker [14]

Answer and Explanation:

The computation of the operating cash flow using the four different approaches is shown below:

1. EBIT + depreciation - taxes approach

But before that the net income would be

Sales $219,000

Less cost -$96,000

Less depreciation -$26,000

EBT $97,000

Less tax at 23% -$22,310

Net income $74,690

Now the operating cash flow is

= EBIT + depreciation - taxes

= $97,000 $26,000 - $22,310

= $100,690

2. top down approach

= Sales - cost - taxes

= $219,000 - $96,000 - $22,310

= $100,690

3. Tax shield approach

= (Sales - cost) × (1 - tax rate) + tax rate × depreciation expense

= ($219,000 - $96,000) × 0.23 + 0.23 × $26,000

= $94,710 + $5,980

= $100,690

4. Bottom up approach

= Net income + depreciation

= $74,690 + $26,000

= $100,690

6 0

3 years ago

In a short paragraph, discuss the kind of jobs that Americans can aspire to

Ksju [112]

Answer

The kinds of jobs that Americans can aspire to include; retail salespersons, registered nurses and customer service representatives

Explanation

According to the Bureau of Labor Statistics reports on employment, the retail salesperson job has the highest number of workers in America approximately 4.48 million workers earning a sum of $25,370 per year. Registered nurses earn a total of $68910 yearly with their numbers reaching 2.66 million workers. Customer service jobs has also attracted a good number of workers (2.39 million) earning an average of $33370.Americans can aspire positions in these areas of work.

5 0

4 years ago

Amber, Inc. provides the following information for 2019: Net income $ 330 comma 000 Market price per share of common stock $ 6

Levart [38]

Answer:

The earnings per share for 2019 is $1.78

Explanation:

The computation of the earning per share is shown below:

Earning per share = (Net income) ÷ (weighted number of outstanding shares)

where,

Net income = $330,000

Weighted number of outstanding shares = (Beginning balance of common stock + ending balance of common stock) ÷ 2

= (160,000 shares + 210,000 shares) ÷ 2

= 185,000 shares

Now put these values to the above formula

So, the value would equal to

= $330,000 ÷ 185,000 shares

= $1.78 per share

6 0

3 years ago